Free or $9.99. That's the choice.
Free works. Divvy expenses, track bills, see where money goes. Paid adds more. No surprise fees. Cancel anytime.
Free
Track expenses. Forever free.
- Expense & income tracking
- Up to 5 budget categories
- Basic monthly report
- 1 member
- Bill reminders
Pro
All features. Up to 2 people.
- Everything in Free
- Unlimited budget categories
- Advanced reports & charts
- Bill reminders
- Up to 2 members
- CSV export
Family
Family of 6. Everything included.
- Everything in Pro
- Up to 6 family members
- Role-based permissions
- Shared savings goals
- Priority support
Prices in USD. Annual billing saves 20%. All paid plans include a 14-day free trial — no credit card required to start.
Find the right fit for your family
| Feature | Free | Pro | Family |
|---|---|---|---|
| Expense & income tracking | |||
| Budget categories | 5 | Unlimited | Unlimited |
| Reports & charts | Basic | Advanced | Advanced |
| Bill reminders | |||
| CSV export | |||
| Family members | 1 | 2 | Up to 6 |
| Role-based permissions | |||
| Shared savings goals | |||
| Support | Community | Priority |
Questions, answered
Is there really a free plan?
Yes. The Free plan is free forever and includes expense and income tracking with up to five budget categories. You can budget for as long as you like without ever paying — upgrade only if you want more.
Do I need a credit card to start a trial?
No. Both the Pro and Family plans include a 14-day free trial that you can start without entering any payment details. We'll only ask for a card if you decide to continue.
Can I switch plans or cancel later?
Absolutely. You can upgrade, downgrade, or cancel at any time from your account settings. If you cancel a paid plan, you keep access until the end of your billing period and then move to the Free plan.
How many family members can join?
The Free plan is single-member, Pro supports two members, and the Family plan supports up to six members in one shared household — perfect for partners, teens, and extended family budgeting together.
Is my financial data secure?
Security is core to DivisServices. Your data is encrypted in transit and at rest, and we never sell your personal information. Read more in our Privacy Policy.
Does DivisServices give financial advice?
No. DivisServices is a personal budgeting tool, not a financial advisor. It helps you track and plan your own money but does not provide financial, investment, or tax advice. See our Disclaimer for details.